Business-SME Banking

viewing SME Twikatane Account

Are you an SME?

Then the SME Twikatane product is for YOU ...

With SME Twikatane, you finally have an account that is specially tailored to meet your needs. It is designed for Small and Medium Enterprises (SMEs), to help them have access to Credit Facilities in a form of an Overdraft or a Loan.

What is an SME?

At Finance Bank a small or medium-sized enterprise (SME) is a registered business whose annual turnover is no more than K500,000.

Type of EnterpriseNumber of EmployeesThresholds
Micro Enterprise10 or less>K50,000
Small Enterprise50 or lesss>K100,000
Medium Enterprise50 to 100>K500,000

Loans

This can be used to buy Capital Items such as;

How can financing help your business?

If you had more money for your business what would you do?

Additional financing avails you the possibility of achieving your goals and based on this FBZ is able to tailor make this product in order to suit your business plans.

Receiving the money you need

For us to help you find the right business solution and process your request faster, a qualified advisor will ask you questions such as:

Documents required to obtain this facility

  1. A bankable business proposal
  2. Full company profile
  3. Latest management accounts (Balance sheet & income statement)
  4. Ageing list of debtors & creditors, if any.
  5. Cash flow projection for the next 12 months.
  6. Company/business registration documentation.
  7. Bank statements for the past 12 months if customer does not have an account with us.
  8. Tangible security on Title and good value adequate to cover the borrowing sought

Branch Network

Our wide spread branch network with flexible opening hours aims at bringing the banking services to your doorstep.

To Apply

Visit your nearest branch

Contact Details

Contact our Call centre or any branch near you for more information on the Personal Current Account. Tel: 0211 237 022 Website: www.financebank.co.zm Or visit a branch nearest to you