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Loans and Advances

viewing Syndicate Loans

Bank of Zambia has set guidelines with regard to credit concentration and group companies or individual exposure. This means that we cannot lend money over a certain limit

Features/Benefits

  • In such cases Finance Bank is capable of and has sourced funds by involving other banks either locally or internationally to form a syndicate
  • Each bank commits to contribute a proportion of the loan under the terms of a single loan agreement between the lending syndicate and the borrower
  • The Syndicate lenders will agree on pricing that normally includes an Arrangement Fee, Management Fee and a Commitment Fee

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